Other Funding Options
If you or your family will be paying your balance due in full and want information on how to submit payments to the University, visit the Payments page for more information. There are also tutorials to help walk you through submitting your payment online.
In addition to scholarships, grants, and/or loans offered by the institution, state, or federal government, there are additional ways students can fund educational expenses.
- Family Contribution Appeal
- College Savings (529, Prepaid)
- Third-Party Sponsors
- Monthly Payment Plan
- Student Employment Options
- Private and Departmental Scholarships
- Credit-Based Loan Options (PLUS or Private)
- Parents Employed at WVU or WVU Medicine
Family Contribution Appeal
Sometimes information you provide on your FAFSA no longer accurately reflects your or your family’s financial situation. There are certain circumstances where financial aid professionals at the University can review and update your FAFSA.
Note: If the Expected Family Contribution (EFC) on your Student Aid Report (SAR) is "0" you have already been offered the maximum amount of aid you are eligible to receive. Also, not all appeals will result in additional financial aid.
See our Family Contribution Appeal page for conditions that may be considered for appeal as well as instructions on requesting and completing the appeal.
College Savings Plans
If you invested in a college savings plan such as a 529 or prepaid college plan, contact your plan manager for instructions on how to send funds to the University. Some plans only require a request from the plan holder while others need a bill printed from the student’s WVU Portal.
Third-party sponsors are entities which pay institutional charges for a student. Examples include Vocational Rehabilitation, military, employers, etc. Students may qualify for assistance through these entities and should contact them for eligibility requirements and application instructions.
Monthly Payment Plan
West Virginia University offers a monthly payment plan to help students spread all or a portion of their institutional charges over several months.
- Break semester bills into as many as six smaller payments.
- Sign up in May to utilize the full six-month option.
- Signing up later means fewer months to pay and larger payments.
The monthly payment plan is also a great tool to minimize borrowing whenever possible. For example, perhaps you can't do the monthly payment plan for your full balance due and intend to pursue credit-based loan options to cover your bill. However, you know you can afford to pay $100 a month. You can set up the monthly payment plan for $100 a month, and pursue the credit-based loan for the rest of your balance due. This could save you up to $4,800 in loan debt over the course of four years - not including what you save on interest! Please note if you are taking a credit-based loan out to receive a refund for books or living expenses, that loan will go toward your balance due first before disbursing a refund (even if you have a monthly payment plan set up). Also, be cognizant of whether or not your credit-based loan starts repayment when determining how much you can afford in a payment plan for the month.
View more information or sign up for the monthly payment plan at studentaccounts.wvu.edu/payment/tuition-payment-plan.
The payment plan is usually available in May for the fall semester. Students can estimate their plan using the Plan for Your Cost Your Way planner, then adjust when the actual bill becomes available if necessary. It's better not to wait for the semester bill and to sign up as early as possible to spread payments out over as many months as possible.
Students can seek on- or off-campus employment to help with indirect costs – such as supplies, personal, and transportation costs – through the Handshake job search database at studentemployment.wvu.edu.
- Working 0 to 20 hours per week has been shown to have a positive impact on time management and overall GPA.
- Part-time employment usually offers the flexibility to work around class schedules.
- Working part-time can also help students build their resumes and gain a network of new friends and mentors.
- Some students may be offered Federal Work Study (FWS) based on financial need as determined by submission of their Free Application for Federal Student Aid (FAFSA), but students do not need to have FWS to apply for part-time jobs on and off campus.
Private and Departmental Scholarships
Students should always continue seeking additional scholarship assistance through their department (i.e. program of study) and private establishments. View a breakdown of different scholarship sources as well as tips on applying.
Credit-Based Loan Options (PLUS and Private)
There are a variety of different credit-based loan options from the federal government and private lenders. Credit-based loans require an application and credit approval. However, there are differences between federal and private loans such as the borrower, the lender, interest rates, fees, and terms. We have tools to help you determine what works best for you!
- Interest rates vary by lender.
- The borrower may be the student or the parent (depending on lender and loan).
- Student usually needs a cosigner.
- Visit our Private Loans page for more information, including tips, when to apply, comparing the PLUS Loan to private loans, comparing private lenders, and search resources.
Parent PLUS Loans are potential options for parents of dependent undergraduate students. These loans are in the parent's name.
Graduate PLUS Loans are potential options that can be borrowed by graduate-level students. These loans are in the graduate student's name.
- Interest rates are fixed. Visit studentaid.ed.gov/sa/types/loans/interest-rates#rates for the most up-to-date information on current interest rates for federal loans.
- Borrowers can begin applying for PLUS Loans starting in May for the following academic year at studentloans.gov.
- Visit our Federal Parent PLUS Loan page or Federal Graduate PLUS Loan page for more information and frequently asked questions.
Parents Employed at WVU or WVU Medicine
Parents employed at WVU or WVU Medicine may qualify for benefits which can assist with tuition for their dependent children.
WVU employees can find information on the WVU Talent and Culture Dependent Education Scholarship site.
Parents employed with WVU Medicine should contact WVU Medicine Human resources at hr.wvumedicine.org for information on eligibility, deadlines, maximum benefits, and program guidelines. Information on the awarding process after applying through WVU Medicine and potential benefits with example scenarios can be found on the WVU Medicine Employee Dependent Tuition Benefit page.