Medical Residency

• Medical Residency Scholarships: Gift aid based on academic performance and/or financial need. Scholarships can be offered by WVU or an outside source.
• Other HSC Scholarships: General scholarships that are not specific to medical residency. Gift aid based on academic performance and/or financial need. Scholarships can be offered by WVU or by an outside source.
• Medical Residency Loans: Money that students borrow for college expenses which must be repaid (usually after college).
• Residency and Relocation Loans: Credit-based private loans for students in their final year of Dental school to help cover expenses associated with finding a residency position, including travel to interviews and relocation costs not covered by a federal student loan.

Medical Residency Scholarship Opportunities

For more information contact Cleon Peoples (304) 599-9240 or cleon.peoples@rs.af.mil. See brochures in the WVU Hub.

Awards scholarships to minorities and women enrolled as full-time graduate or medical students, residents, clinical, or postdoctoral fellows, or junior faculty members. For more information, visit the AACR website.

This endowment shall provide scholarship awards above and beyond the provided stipend for residents who are completing their training in Rural Medicine. Recipients shall have demonstrated clinical excellence, commitment to rural practice, and financial need. Selected students should intend to practice in under-served areas of West Virginia and be citizens of the U.S. as allowed by law. First consideration should be given to students who have been awarded the “West Virginia Rural Health Partnership” scholarship during their fourth year in the WVU School of Medicine. A student who is a recipient in one year is eligible for consideration in any succeeding year. Contact Dr. Mitch Jacques at the Eastern Medical Campus (304) 264-9202 or mjacques@hsc.wvu.edu for more information.

FINANCIAL INCENTIVES

West Virginia financial incentives target primary care disciplines and rural practices, and include scholarships, loan repayment, loan forgiveness and fellowships. Eligibility requirements, benefits, obligations and application procedures vary, but they all offer students, residents, and practicing primary care providers a unique opportunity to experience the challenges and rewards of rural practice in West Virginia.

Eighteen rural hospitals in West Virginia currently offer scholarships to physicians in residency training in exchange for a commitment to practice in the community served by the hospital upon completion of training. Generally, scholarships of $10,000 per year are offered for each year of practice in the community. If the service obligation is not met, the physician must repay the scholarship with interest. For more information, contact Jill McDaniel, West Virginia Hospital Association, 600D Street, Second Level, South Charleston, WV 25302. Phone: (304) 344-9744.

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Medical Residency Loan Opportunities

AMSA-SENIOR MEDICAL STUDENT PERSONAL LOAN PROGRAM

The American Medical Association will lend a senior medical student $5,000, $6,500 or $8,000 to help members during their transition to residency programs. For information and/or an application contact: AMSA Membership Services, 1910 Association Drive, Reston, VA 22091 or phone (703) 620-6600.

PROGRAM (CREDIT RESERVE)

U.S. MEDICAL STUDENT ADVISORY ASSOCIATION LOAN

Loans of $5,000-$8,000 are available to all students. Matched seniors may borrow up to $15,000. Offers a line of credit at 14.9% interest. For information call 1-800-223-7076.

APAA – NARI LOAN PROGRAM

This loan program is sponsored by the American Professional Association of Residents and Interns and is available to senior medical students, residents, interns, and physicians entering or establishing a practice. Interest rate is variable and depends on the amount borrowed. For more information call (800) 221-2168.

USPFG

United States Professional Financial Group provides a loan program for senior medical students with no security required. 15.95% simple interest will be charged on your principal balance. Applications may be requested by calling (800) 333-9183.

RESIDENCY TRAINING LOANS OF THE SOUTHERN MEDICAL ASSOCIATION

Loan funds are available to allow a physician to complete a chosen number of years of training or in order to apply for additional special education. The maximum loan available is $2,400. The interest rate charged shall be 7% or the current interest rate charged for FHA Loans, whichever is less. Official application forms may be secured from the Executive Vice-President, Southern Medical Association, 35 Lakeshore Drive, P.O. Box 19088, Birmingham, Alabama 35219-0088.

UNSECURED LOAN PROGRAM

This is an alternative loan program offered to medical, dental, and osteopathic students as well as interns and residents. Questions regarding the program may be directed to NARI at (800) 221-2168 ext 5.